Loan for Use Agreement (Comodat)

Are you offering a good for free? Legalize everything in 30 seconds with this ready-made contract.

Professionally Reviewed Instant Download Editable DOCX Format Updated for 2026

What's included

  • Professionally drafted document template
  • Customizable fields for your data
  • Instant download after payment
  • DOCX format — editable in Word

How to Use

  1. 1 Fill in the required fields in the form above
  2. 2 Review the optional fields for additional customization
  3. 3 Click "Generate Document" and complete the payment
  4. 4 Download your personalized document instantly

What is a loan for use agreement and when is it needed?

A loan for use agreement (comodat) is a legal agreement through which one person (the lender) grants another person (the borrower) the right to use a good for free, with the obligation to return it. This contract is frequently used for lending a vehicle, establishing a company registered office at a partner's address, or making a residence available. This document is essential for formalizing the relationship and protecting both parties.

Vehicle loan agreement — everything you need to know

The vehicle loan agreement is the most requested type of loan for use contract. It allows the legal use of a vehicle belonging to another person. The document must contain the owner's data, the user's data, a detailed description of the vehicle (make, model, year, chassis number, registration number), loan duration, and usage conditions. A well-drafted vehicle loan agreement protects you in case of traffic control, accident, or litigation.

How to fill in a loan for use agreement online

Generating a loan for use agreement on our platform takes less than 5 minutes. You select the type of good (vehicle, property, or other), fill in the lender and borrower data, specify the good in detail, and set the contract duration. Our form guides you step by step and includes validations to ensure the final document is complete and legally correct. After payment, you download the contract in DOCX format, ready to sign.

Frequently Asked Questions

Does the loan for use agreement need to be registered with ANAF?
Under current legislation, the loan for use agreement for movable goods (including vehicles) does not require registration with ANAF. However, for properties used as registered office, ANAF may request the agreement as proof of the right to use the space.
What is the difference between a loan for use and a rental agreement?
The main difference is gratuity. The loan for use agreement implies free lending of the good, while the rental agreement involves paying rent. The loan does not generate taxable income for the owner, whereas rent is subject to taxation.
Can I use the agreement for establishing a company registered office?
Yes, the loan for use agreement is accepted by ONRC (National Trade Register Office) as proof of the right to use for establishing or changing a company's registered office. Our template includes all elements necessary for acceptance at ONRC.
What data is needed for a vehicle loan agreement?
For a vehicle loan agreement you need: personal data of the lender (owner) and borrower (user), vehicle data (make, model, year, chassis number, registration number, CIV series), loan duration, and usage conditions.
How long can a loan for use agreement last?
The loan for use agreement can be concluded for a fixed term or indefinitely. In the case of indefinite duration, either party may request the return of the good with reasonable notice. Our template allows specifying any agreed duration.